Financial Planner
Education
Financial education resources are available at no cost and are designed to help you build confidence in understanding your own financial landscape. These materials include clear, easy-to-use documents, sample spreadsheets, and step-by-step guides that explain key concepts like budgeting, saving, investing, and retirement planning. Whether you're just getting started or looking to deepen your knowledge, these resources are created to support you in making informed decisions and developing healthy financial habits at your own pace.
Definitions
Fee Only
Fee-Only means that the financial planner is compensated solely by the client for the advice and services they provide. They do not receive commissions, referral fees, or financial incentives from investment companies, insurance providers, or other third parties. This structure is designed to reduce conflicts of interest and ensure that recommendations are made in the client’s best interest.
Fiduciary
Fiduciary means that the financial planner has a legal and ethical obligation to act in the client’s best interest at all times. A fiduciary must put the client’s needs ahead of their own, provide advice that is objective and transparent, and disclose any potential conflicts of interest. In other words, a fiduciary is required to do what is best for you—not what benefits them.
Financial Planner
A financial planner helps you organize your financial life, clarify your goals, and create a plan to support your future. The focus is on understanding what matters most to you and providing guidance that aligns with your values and priorities—not just your numbers.